When can I make a change to my benefit coverages?

The government has regulations on when a company can allow employees to enroll, cancel or change their benefit coverages. There are three options:


New Hire Enrollment

First 30 days of employment, for a coverage effective date on the employee's 31st day of employment.

Open Enrollment

Once per year during open enrollment, a 2 week period in the fall for an effective date of January 1st of the following year.

Qualifying Life Event

Within 31 days of a qualifing life event. See list of qualifying life events below.

Qualifying Life Event

If you experience a qualifying life event, you may enroll, cancel or make changes to your and/or your dependent benefit elections within 31 days of the qualifying life event. Any change requested must be consistent with the qualifying event.

Have a qualifying event and need to make changes to your benefit elections? Follow these two steps within 31 days of the qualifying event:

  1. The employee will need to contact our enrollment center at (855) 430-4558 to make their enrollment changes.
  2. The employee will then need to upload the verification documentation for the qualifying event to www.mydtbenefits.com (click on Dependent Verification then How Do I Submit Documents).

Examples of qualifying events:

  • Marriage
  • Divorce
  • Birth of a newborn
  • Adoption of a child
  • Death of a covered spouse or dependent
  • Gain of coverage elsewhere
  • Loss of coverage elsewhere
  • Change in employment status (Full Time to Part Time and vice versa)
  • Change in dependent eligibility

Qualifying events must be submitted within 31 days of the event. See steps 1 and 2 above on how to process your request.


Employees and spouses who are electing medical coverage for the first time with DriveTime, will have 60 days to complete their Wellness Steps, in order to receive the lowest possible medical coverage cost on their pay checks for the rest of the plan year. Check out the Wellness Program page for more information.