Disability

Q: I only want Short Term Disability because DriveTime pays for it, is this possible?

A: No.  The STD and LTD coverages are bundled.  This means that if you are enrolled in one, you have to be enrolled in the other.  You will pay for the LTD and DriveTime pays for the STD coverage.

Q: Is child birth covered in STD Short Term Disability?

A: Yes, childbirth is considered an eligible disability under the Short Term Disability policy if you were previously approved for the coverage. Your disability coverage would start after a 14 day waiting period, and, assuming your claim is approved, you would receive 60% of your weekly earnings for the period of time you are considered disabled.