In 2012, we will offer our employees two choices in our medical coverage benefit. We will offer the current 2011 plan called the Traditional (PPO) Plan, as well as our new plan, the Liberty Plan (with a Health Savings Account). Please note, in 2013 the Liberty Plan will be the only plan offered as a medical benefit. Learn more about the new Liberty Plan by clicking the links below.
Click here for your Optum Bank Health Savings Account NEWS
Full-Time | Part-Time | Cobra
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Not sure if this plan is right for you and your family? Click on the links below to read about examples of situations to see how the our two plan offerings may apply to you.
Example: Employee Only - Wellness (Tier 1)
Example: Employee Only - Non-Wellness (Tier 3)
Example: Employee + Spouse - Non-Wellness (Tier 3)
Example: Employee + Children - Wellness (Tier 1)
Example: Employee + Family - Wellness (Tier 2)
Example: Employee + Spouse - Birth of a Child - Non-Wellness (Tier 3)
Sally - An example of how to use the Liberty Plan.
Going to the Pharmacy with your Liberty Plan
Under the Liberty Plan, all preventative medication are covered by United Healthcare 100%. This means you do not pay for your prescriptions because they are preventative and keeping you healthy.
Not sure if your prescriptions are preventative? Click on the link below to view an expanded list of all 2011 prescriptions listed as preventative.
2012 Preventative Medications - Expanded List
Not sure what you may use your Liberty Plan Savings Account to purchase? The Liberty Plan Savings Account is governed by the IRS, and is subject to IRS defined eligible expenses. Each year, the IRS publishes a list of eligible expenses. Click the link below to see what you may use your Liberty Plan to pay for in IRS Publication 502.
Liberty Plan IRS Eligible Expenses
If you need to replace a lost HSA debit card or update your personal information, you can contact Optum Bank directly.
Optum Bank | 800-791-9361, Option 1